Farm Bureau Medicare Plan Specialists are equipped and ready to provide you a variety of health care coverage options.
The federal government’s Medicare program has helped protect people ages 65 and older (and others younger than 65 who meet special requirements) for decades. But Medicare’s coverage is limited in many ways. Plus there are sizeable deductibles that must be paid each year. This is why supplemental coverage, drug coverage and other protection “add-ons” can be a valuable financial safety net.
These are the categories of coverage set up by Medicare. In brief:
Medicare Supplement coverage helps cover the costs not paid by Medicare under Parts A and/or B.
For comprehensive information about Medicare coverage, please click here for the government’s official guide, Medicare & You.
For our four Medicare Supplements, no networks are required. People with these plans are free to choose their own providers who accept Medicare.
Each individual who is eligible for Medicare gets one Medicare Supplement Open Enrollment Period in their lifetime. This Open Enrollment Period starts on the 1st day of the month in which you are both age 65 or older and enrolled in Medicare Part B, and lasts for 6 months. During this time period, you can enroll in any Medicare Supplement with no health questions asked and you’re guaranteed acceptance. There are also some other situations when you may be eligible for a guaranteed issue right.
If you are not eligible for a guaranteed issue right, your application could be rejected or you may be charged a higher premium rate based on your current health status.
If you’d like more information, call your local Medicare Plan Specialist (get started from find a Medicare Plan Specialist tool)
Classes are open to the public and will be held at locations across the state. No products will be sold here; it’s strictly educational. Seating is limited, so please RSVP to reserve your spot.
Medicare Supplements insured by Members Health Insurance Company, Columbia, Tennessee. Supplements not connected with or endorsed by the U.S. or state government or the Federal Medicare Program. This is a solicitation of Medicare Supplemental Insurance. This request for information is insurance-related and, if you respond, you may be contacted by a representative of Farm Bureau Health Plans of Michigan or Members Health Insurance Company regarding Medicare Supplement Insurance. Benefits are not provided for expenses incurred while coverage under the group policy/certificate is not in force, expenses payable by Medicare, non-Medicare eligible expenses or any Medicare deductible or copayment/coinsurance or other expenses not covered under the group policy/certificate.